Starting January 1, Floridians will see the implementation of three major laws focusing on health care, pet insurance, and consumer protections. These legislative changes aim to address issues such as breast cancer screening costs, pet insurance transparency, and healthcare overpayment refunds.
One of the significant changes comes from Senate Bill 158, which eliminates cost-sharing for state employees seeking diagnostic and supplemental breast exams under their group insurance plans. State employees will no longer face out-of-pocket costs for procedures critical to breast health, such as MRIs and ultrasounds.
Another pivotal law is House Bill 655, which formally recognizes pet insurance as property insurance. This means insurers must now comply with specific definitions and transparency standards. The law prohibits deceptive marketing tactics, such as advertising pet wellness plans as insurance, and strengthens consumer protection measures within the industry.
Additionally, Senate Bill 1808 requires health care providers to refund patients for identified overpayments within 30 days. Healthcare facilities that fail to comply could face disciplinary actions and fines of up to $500.
Other notable laws set to take effect include Dexter’s Law, which increases penalties for aggravated animal cruelty and establishes a public database of offenders, and House Bill 677, which ensures fertility preservation coverage for cancer patients under state health insurance plans issued after January 1.
These legislative updates reflect a broader commitment by Florida lawmakers to enhance protections for consumers, improve healthcare access, and address societal concerns such as animal welfare. Residents are encouraged to familiarize themselves with these changes as they take effect in the new year.